LoanMichigan.com

Loan Modification

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Call us toll free at (800) 376-5840 or fill out this form below to see what options you have available. Our counselors are available to answer any questions you may have regarding your mortgage situation. With an average of over ten years in mortgage lending, our agents can give you the most options available to help your situation. Our alliance with Levant & Levant, P.L.L.C. only strengthens our ability to conduct forensic audits.

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Modifications

What is a loan modification?

A negotiation with a lender to restructure the terms of a loan without refinancing, usually resulting in a lower interest rate and therefore a reduction in monthly mortgage payments.

Who qualifies for a loan modification?

A homeowner who can prove they have experienced or in the near future will be experiencing a financial hardship can qualify for a loan modification. This encompasses a homeowner that is current on their payments or anyone up to 14 days out of a sheriff sale date.

What situations qualify for a hardship?

Several cases: decline in income, increase in a mortgage payment due to the rate increasing, severe illness, divorce, incarceration, etc.

Loan Mod FAQ's

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By applying on our website you are consenting to receiving phone calls from our partner attorneys or licensed mortgage providers. You will be contacted even if you are on any internal company, state or federal Do-Not-Call Lists.

LoanMichigan.com is not a Government Entity or Program. All Residential loans are provided by Home Funding Group, Inc. a licensed Michigan broker. Residential loans are provided only in the State of Michigan.