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Loan Forensic Audit Form

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Call us toll free at (800) 376-5840 or fill out this form below to see what options you have available. Our counselors are available to answer any questions you may have regarding your mortgage situation. With an average of over ten years in mortgage lending, our agents can give you the most options available to help your situation. Our alliance with Levant & Levant, P.L.L.C. only strengthens our ability to conduct forensic audits. 


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Do you feel that your loan officer misrepresented themselves by not explaining all of the necessary information in relation to the loan you received? *
Did your loan officer explain to you all the fees and costs associated with your mortgage loan?
Do you feel as if you are a victim of predatory lending?
Do you know what a subprime loan is?
Are you in a subprime loan?
Do you have a Pre-payment Penalty on this loan?
Do you know what an adjustable rate is?
If you received an Adjustable Rate Mortgage, did your broker/lender clearly explain the terms of the loan?
6. Do you know what a Stated Income or a No Doc loan is?
Did you have to prove your income with paystubs and tax returns (or was it a stated income or no doc loan)?


Did your loan officer explain the cost of your taxes and insurance?
Were your taxes and insurance included in your monthly payment when you received your loan?
Did you receive cash when you closed your loan?
Were you given a copy of your appraisal and told how much your house appraised for?
10. Did your loan officer explain to you the 3 day right of rescission?
Did you receive your loan documents to review prior to reporting to the title company to close on your loan?
Did your broker/loan officer ask you to pay additional money to them in order to close your loan?
Did the closing costs change from your original application to the final documents you signed at closing?
If you purchased your house were you told you have to bring a certain amount to the closing and that amount ended up being more on the day of closing?
Do you owe more on your house than it is worth?



There are no guarantees, promises or representations made that a loan audit will reveal any of these loan compliance or legal errors. Every file is different.  Loan Michigan and its third party vendors has no obligation to file any lawsuits or initiate any other legal proceedings following any loan audit. Nothing herein is intended, in whole or in part, as legal advice and no part may be construed as such. Loan Michigan nor the author of an audit or any employee is licensed to practice laws or give legal advice. The undersigned represents that the answers contained herein are true and accurate.





Forensic Audit

A forensic loan audit is a very specialized process that helps to identify if a borrower is the victim of predatory lending. Our expert team of specially trained associates review all loan documents and perform a thorough investigation for miscalculations to determine if the loan terms are accurate, truthful, and meet the requirements of the applicable federal statutes. 


The goal of the Forensic Loan Audit is to determine whether there were violations of federal law in your loan documents. (Predatory Lending and Origination Fraud)

If these violations are found, then the borrower may be eligible for complete relief of the loan or a very favorable loan modification. Total relief of the predatory mortgage is called a loan rescission. The lender takes back and awards or credits the borrower all interest made on payments to date, loan origination fees, all applicable lenders fees, penalties and attorney’s fees. 


All files are on a case by case basis and we will determine if it makes sense to continue forward after an initial review of your loan.